E.PayServices™ is a comprehensive suite of electronic payment processing services providing merchants with four primary benefits:
Lower transaction fees
Reduce cash flow risk associated with late payments and bad checks
Improve cash flow operations
Increase customer satisfaction

see a graphic overview of how our services work

And of course, all of the products provided in the E.PayServices™ are
secure and reliable.
Choose from the list below to find the E.PayServices™ to meet your payment processing needs:

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Lower Transaction Fees

E.PayServices™ electronic check processing delivers a low cost alternative to credit cards and paper checks. Merchants enjoy lower transaction fees through fixed-fee electronic check processing, versus credit cards where the merchant is required to pay a fee and a fixed percentage of the total sale. Electronic check processing also eliminates check-handling fees, providing a cost benefit over traditional paper checks.

Reduce Cash Flow Risk

E.PayServices™ allows merchants to establish recurring customer payments, processing transactions monthly without any customer or staff intervention. This stabilizes cash flow and ensures that customers pay on time without having to send letters or make uncomfortable phone calls. As an added benefit, NSF items are automatically re-submitted and credited to your business bank account at no additional charge.

Improve Cash Flow Operations

Electronic check processing greatly improves cash flow operations. Electronic checks can be deposited directly into your company's bank account. E.PayServices™ streamlines back office operations by integrating directly with your software accounting system, web site and/or point-of-sale system. Records of payments processed through E.PayServices™ can be automatically updated into your accounting system. Transaction management can be conducted remotely using The E.Comm Group's Extranet, 24 hours a day, seven days a week. This means work that can sometimes take days can be completed in hours through seamless integration with the E.PayServices™ processing platform.

Increase Customer Satisfaction

Your customers will also benefit from the added convenience of E.PayServices™. Gartner Research predicts that by 2004, more than 40 million households will pay their bills online. This trend toward simplifying and automating the billing process illustrates the customer service advantages presented with electronic checking.

E.PayServices™ Security

For total transaction security, E.PayServices™ harnesses SSL encryption and Public Key Infrastructure using digital certificates. Transactions are processed quickly, securely and reliably through the Federal Reserve's Automated Clearing House (ACH).

E.PayServices™ will generate a variety of reporting services to track your electronic transaction activity. The reports can be customized to meet varying levels of detail and security and can be put back into your existing accounting applications.

Our services are reliable. We have designed our infrastructure to support transactions 24 hours, 7 days a week. The platform has been built using an efficient design that can scale as needed. We can scale to accommodate your needs, from 100 to 1,000,000+ transactions per day.

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